CIH MOBILE — OpenBanking & OpenFinance Integration

API integration, protocol analysis and compliant OpenData delivery for CIH MOBILE (CIH Bank)

Starting from $300
OpenData · OpenBanking · Protocol Analysis · PSD2-style Integration

Productise CIH Mobile capabilities into production-ready APIs

We analyse the CIH MOBILE app flows, extract authorized interfaces, model OpenAPI specs and deliver ready-to-run source code (Node/Python) and SDKs for secure account, card and payments integration.

Account & Balance APIs — consolidated account list, multi-currency balances, daily interest and statement export (CSV/JSON/PDF).
Payments & QR — setup and validate QR payments, domestic transfers, bill payments and scheduled standing orders with idempotency and strong auth.
Cards & Limits — card lifecycle controls: view, block/unblock, change limits, tokenisation for Google/Samsung Pay.
Security & eKYC — eKYC flows, biometric bindings, SmartOTP / Push auth, audit-ready logs and consent records for compliance.
Request Proposal See Deliverables

Our Deliverables

What we provide

  • Protocol analysis report (session flows, auth tokens, endpoints)
  • OpenAPI 3.0 / Swagger specification mapped to CIH Mobile capabilities
  • Production-ready server code (Node.js or Python) with Dockerfile
  • Client SDKs (JS, Python), Postman collection, and test harness
  • Compliance checklist (audit logs, consent records, data minimisation)

Sample API: Account Statement (pseudo)

/* Example: fetch account statement */
POST /api/v1/cih/accounts/statement
Content-Type: application/json
Authorization: Bearer <ACCESS_TOKEN>

{
  'account_id': 'ACC-123456',
  'from': '2025-10-01',
  'to': '2025-10-31',
  'format': 'json'
}

Response 200 OK
{
  'status':'ok',
  'account_id':'ACC-123456',
  'transactions':[ { 'date':'2025-10-05','amt':-250.00,'desc':'QR Payment','ref':'TXN789' } ]
}

Key Scenarios

Account aggregation, real-time balance sync, scheduled transfers, QR merchant onboarding, card tokenisation, and eKYC integration for CIH MOBILE. We also implement consent capture and revocation endpoints to meet OpenBanking best practices.

API Integration Instructions

  1. Provide CIH MOBILE target: app package (com.b3g.cih.online) and a short list of desired capabilities (e.g. statements, transfers, card controls).
  2. We perform a security-first protocol analysis (2–5 business days) to map auth flows and endpoints.
  3. We design OpenAPI specs and build a sandbox with mocked endpoints for early testing.
  4. After client approval we deliver a runnable backend, SDKs and Postman tests; you deploy or we assist with deployment.

Typical first-pass delivery: 5–12 business days depending on complexity.

Security & Compliance

All work is performed only on authorised or public interfaces. We follow privacy-by-design: minimal data retention, consent logs, and recommendations for local regulations. We avoid any unsafe terms and use 'protocol reverse engineering' or 'data extraction' only in approved contexts.

About Our Studio

We are a technical studio specialising in App interface integration and authorised API delivery. Our team has long experience with mobile apps, fintech integrations and OpenBanking projects across regions. We deliver secure, documented and production-ready APIs tailored to your business needs.

  • OpenAPI & SDK delivery (Node / Python / Go)
  • Protocol analysis, automated scraping of public endpoints, and sandbox creation
  • Compliance guidance for regional regulators
  • Transparent pricing & staged delivery — start at $300

Contact & Next Steps

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📱 CIH MOBILE — App overview (source description)

CIH MOBILE provides mobile banking services allowing customers to access accounts and perform a wide range of operations remotely. Key features include:

  • View account balances and transaction history
  • Pay bills and perform phone top-ups
  • Pay road vignette and manage Jawaz TAG refills
  • Card management: view cards, set limits, block/unblock
  • Loan tracking and consumer product simulations
  • Open accounts, manage allocations, request documentation and download statements
  • Branch/ATM locator and contact to your advisor

This description was provided for technical integration and analysis purposes. All integration work would be scoped to authorised access and compliance with CIH Bank guidelines.